BHIM App Download – BHIM Aadhaar Pay Application for Android & iOS (Bharat Interface for Money)

BHIM App Download: BHIM App Download – Bharat Interface for Money Application for Android, ios. How to install, Send, Request, pay money using BHIM UPI App google play store.

Bharat Interface for Money (BHIM) is an initiative to enable fast, secure, reliable cashless payments through your mobile phone. BHIM is interoperable with other Unified Payment Interface (UPI) applications, and bank accounts. BHIM is developed by the National Payment Corporation of India (NPCI). BHIM is made in India and dedicated to the service of the nation.How does it work?

Register your bank account with BHIM, and set a UPI PIN for the bank account. Your mobile number is your payment address (PA), and you can simply start transacting. Yes! It is that simple.

PM Narendra Modi Launches ‘BHIM’ App against the Rival ‘PayTm’  

BHIM APK Download : After Demonetization the E-wallet app PayTm usage has become high everywhere. Even at small stalls, the PayTm has widely come into existence. The Government has planned for digital transactions and cashless economy. Also to encourage the digital payment system the Government has recently introduced the cash prizes for transactions on various cards like RuPay card, USSD, and other cards.

BHIM App Vs Paytm

In recent days, the Government has also been holding ‘Digi Dhan Mela’ camps in various urban areas to teach and advantages of cashless transactions. Today, PM Narendra Modi has announced a rebranded form of Unified Payments Interface (UPI) app at the Digi Dhan Mela camp in Delhi. Called “BHIM” which remains for Bharat Interface for Money, the app is produced by National Payments Corporation of India (NPCI) and is accessible for Android Smartphones by means of Google Play Store.

Also Check : Onlinesbi Help for Connecting with State bank of india Account in BHIM APP Android.

UPI apps went live recently in August with 21 banks. Though, the payment interface was coordinated into the managing an account apps with different elements as well. The BHIM app, then again, accompanies a basic interface and is worked for convenience. The application is around 1.24 MB in size. On beginning the app, you will be requested that offer service to send an SMS and enroll your mobile number. Once enrolled, you will be requested that set a 4-digit password, and after that pick your bank. That is it. So Everyone Download BHIM UPI APK File Links From Below for Android, ios (iphones), windows mobiles stores.

BHIM App Download – Bharat Interface for Money Application for Android, ios

ADDITIONAL INFORMATION: BHIM APk download

PM Modi said that BHIM will be the world’s biggest wonder. The app takes on the likes of Paytm, Mobikwik, Freecharge and other mobile payment apps which have become hugely popular since the government announced banning of Rs 500 and Rs 1000 notes on November 8. While launching the app, PM made payment to Khaadi.

Narendra Modi’s BHIM app hits 10mn downloads mark

The BHIM (Bharat Interface for Money) app has seen 10 million downloads since its launch on December 31, reports Shritama Bose in Mumbai. #Bhim App is a Rockstar! It’s sterling performance since its launch on 30th Dec.

NPCI’s BHIM App hits Google Play Store with updated version

Mumbai: Bharat Interface for Money (BHIM), the common platform across the nation for making simple, easy and quick payment transactions using Unified Payments Interface (UPI) is now available on Google Play Store with an updated version – 1.2. This is the second update of this app since its launch on December 30, 2016.

Mr. A. P. Hota, MD & CEO, NPCI said, “We are pleased to launch the new upgrade for all BHIM users. The new version offers enhanced security features, superior user experience which makes digital transactions much more safe and secure. We believe this will lead to higher acceptance among customers as well as merchants. At NPCI we remain committed to customer centric approach by constantly innovating and improvising our services.”

Below mentioned are some key features of the latest version 1.4:

• Added seven new languages: Apart from existing English and Hindi languages, seven new languages have been added viz. Odia, Bengali, Tamil, Telugu, Malayalam, Kannada and Gujarati.
• ‘Pay to Aadhaar Number’ has been introduced as a payment option wherein customer can transfer money to the Aadhaar number linked with beneficiaries’ bank account.
• Introduced ‘SPAM Report’ for collect requests. This feature will help a user to block unknown persons requesting for money.
• Improvised Customer Redressal Mechanism with drop down menu.

Join the digital revolution, download BHIM App for Andriod.

• How to Use BHIM APP
• How to Download BHIM Application
• How do I send money?
• How do I request money?
• Types of transactions can I do

How to set the ‘BHIM’ App & How to Use?

• Download the ‘BHIM’ App from Google Play Store

Download Here (Official Google Play Store Link)

iOS App Download Here

• Open the App after its installation

• First time before starting this app, users need to register with the concerned mobile number.

• Once registered, users can link this app with their corresponding bank account and 4 digit PIN number.

• After successful installation, this app can be used easily to make cashless transactions.

#IndiaGoesDigital

Here is how EASY it is to do DIGITAL TRANSACTIONS Using the BHIM APP!

BHIM App For iOS:

Announcing the same, Niti Aayog’s CEO, Amitabh Kant’s tweeted; “#Bhim app has d simplest, easiest user interface amongst all Paymentproducts globally! Two million downloads already! Soon on iOS !”

Available Now: BHIM APP iOS

How does it work?

Merchants need to download the Aadhaar cashless merchant app on their smartphones connected to a biometric reader, which is currently available for Rs 2,000. The customer will then feed his or her Aadhar number into the app, select the bank through which the transaction will take place, and the biometric scan will work as a password for the transaction to be authenticated.

Utilities of BHIM App

Unlike other UPI apps where you have a cluttered interface, BHIM is a no-frills UPI app.

• You have the option to send money, request money
• scan and pay using QR Code

Creating UPI Address on ‘BHIM’ App

By default, your registered mobile is your UPI address. For instance, if your mobile number is 9821198200, your default UPI address will be 9821198200@upi. You also get an option to create your customized UPI address, which could be your nickname or full name.

If Users have Multiple Accounts:

• In case if users are having multiple bank accounts, then they can navigate between their accounts easily.
• On the home screen of the ‘BHIM’ App users can check the option ‘My Information’ from which users can choose their corresponding bank account.
• After selecting the corresponding bank a/c users can see the options of, the details of existing amount, option to change or reset PIN and request for the account balance.
• Navigating to the other bank is so simple. Just click on the Dots appearing on the right side corner to go to the other bank a/c.

BHIM App Transfer Limits:

As UPI is built on top of Immediate Payment Service (IMPS), the transaction takes place in seconds.

• The payment system works 24 hours a day, 7 days a week and 365 days.
• You can transfer as low as Re 1 and maximum of Rs 20,000 per day.
• However, in a single transaction, you can transfer the maximum of Rs 10,000.

Without a doubt, BHIM is a rearranged APP for UPI payments. You get the chance to pick between the UPI app offered by your bank or you can use BHIM. Other than UPI, there is also Unstructured Supplementary Service Data (USSD) based stage which makes transactions as simple as checking the account of your prepaid mobile number. The Government has also presented Aadhaar Payment app (AEPS) for dealers, which permits you to pay using your Aadhaar card and unique fingerprint.

BHIM App Features

Send / Receive Money: Send money to or receive money from friends, family and customers through a mobile number or payment address. Money can also be sent to non UPI supported banks using IFSC and MMID. You can also collect money by sending a request and reverse payments if required.

How to send and receive money with UPI on iPhone and feature phones without BHIM app

BHIM app will launch on iOS in 10 days, but here’s how to send and receive money now using UPI. The process also works on feature phones. Read more here

Enter into the world of digital payments by using easy and simple #BHIM App. Download it now on your phone! #DigitalIndia

Enter into the world of digital payments by using easy and simple #BHIM App. Download it now on your phone! #DigitalIndia pic.twitter.com/SSKAYtYFkq

— Ravi Shankar Prasad (@rsprasad) January 1, 2017

Check Balance: You can check your bank balance and transactions details on the go.

Custom Payment Address: You can create a custom payment address in addition to your phone number.

QR Code: You can scan a QR code for faster entry of payment addresses. Merchants can easily print their QR Code for display.

Transaction Limits: Maximum of Rs. 10,000 per transaction and Rs. 20,000 within 24 hours.

Language supported: Hindi and English. More languages coming soon!

Supported Banks: Allahabad Bank, Andhra Bank, Axis Bank, Bank of Baroda, Bank of India, Bank of Maharashtra, Canara Bank, Catholic Syrian Bank, Central Bank of India, DCB Bank, Dena Bank, Federal Bank, HDFC Bank, ICICI Bank, IDBI Bank, IDFC Bank, Indian Bank, Indian Overseas Bank, IndusInd Bank, Karnataka Bank, Karur Vysya Bank, Kotak Mahindra Bank, Oriental Bank of Commerce, Punjab National Bank, RBL Bank, South Indian Bank, Standard Chartered Bank, State Bank of India , Syndicate Bank, TJSB, UCO Bank, Union Bank of India, United Bank of India, Vijaya Bank, Yes Bank Ltd.

About Bharat Interface for Money:

Here’s a clarification on a security feedback provided by an user on Facebook:

1. The App is not written in Native code, not much of an issue if the code is generated by any of the popular RAD IDE and tweaked for security.

— BHIM is a hybrid app developed with both Native Java code and Web technologies. It uses the Native UPI common library SDK to capture and encrypt the sensitive credentials.

2. Crypto is False infact non-existent.
— BHIM uses the Crypto features of the UPI common library SDK for encryption.

3. Obfuscation of the code is not present, ideally it should have been done using something like ProGuard.

– The native code is ProGuarded. The web technology code is minified and signed.

4. A hell lot of commented code is still lying unattended inside the files; bloating the size and also increasing risks. The person is asking for donations..

– Thanks for the feedback. We will look into removing the commented code and reduce size.
– An open source library in the code has a donation link which is typical for open source developers. It will be removed as a part of removing other comments.

5. Broadcast receiver is not protected and shared with other Apps, could lead to data leak.

— We use the broadcast receiver for receiving UPI app switch intent calls and SMS OTP auto read function. Care has been taken to validate and consume only relevant inputs that reach the broadcast receiver. Please send us feedback at upi.developers@npci.org.in if you have concerns regarding this.

We appreciate your feedback and we would like to ensure that BHIM is completely safe and secure. Multiple security firms have audited our systems and would be happy to talk to you if there are other concerns. You can contact us at upi.developers@npci.org.in

We really appreciate the feedback and we look forward to work together to improve your #BHIM experience!

Change log:

1.2: Jan 24, 2017

WHAT’S NEW

* New Languages Supported: Bengali, Gujarati, Kannada, Malayalam, Oriya, Tamil, Telugu
* Improved privacy settings with an option to disable mobile-number@upi
* Mobile registration retry through OTP / USSD
* New Features:
– Change SIM for dual-SIM phones
– Restore forgotten passcode
– Report issues to banks and view the status of resolution
– Reverse a payment received

1.1: Jan 4, 2017

1.0: Dec 30, 2016

Twitter Live Tweets:

Narendra Modi: I will launch a Mobile App which will enable easier digital payments & transactions. The App will immensely benefit our citizens.

I will launch a Mobile App which will enable easier digital payments & transactions. The App will immensely benefit our citizens.

— Narendra Modi (@narendramodi) December 30, 2016

PMO India: The BHIM App is very simple to use: PM @narendramodi

The BHIM App is very simple to use: PM @narendramodi

— PMO India (@PMOIndia) December 30, 2016

SUHEL SETH: Congress demands immediate renaming of the app BHIM. They would like it to be called Chota Bhim.

Congress demands immediate renaming of the app BHIM. They would like it to be called Chota Bhim.

— SUHEL SETH (@suhelseth) December 30, 2016

Krishan Pal Gurjar: #IndiaGoesDigital: Download new UPI app called BHIM launched by PM @narendramodi Available in Android for now.

#IndiaGoesDigital: Download new UPI app called BHIM launched by PM @narendramodi Available in Android for now. https://t.co/QqZ8aCruwu

— Krishan Pal Gurjar (@KPGBJP) December 30, 2016

Coal Ministry: Here is how easy it is to do digital transactions using the BHIM App!

Here is how easy it is to do digital transactions using the BHIM App! pic.twitter.com/cZlwxuo3Y0

— Coal Ministry (@CoalMinistry) December 30, 2016

BJP: ‘आपका अंगूठा, आपका बैंक’ Join the digital revolution, download BHIM App for Andriod.

'आपका अंगूठा, आपका बैंक' Join the digital revolution, download BHIM App for Andriod. https://t.co/k3rCDOl8D4 #IndiaGoesDigital pic.twitter.com/eKFjxV8KE8

— BJP (@BJP4India) December 30, 2016

M Venkaiah Naidu: Mobile App ‘BHIM’ heralds an era of digital transfers. It is easy, hassle free & efficient. Truly a visionary step by PM @narendramodi ji!

Mobile App 'BHIM' heralds an era of digital transfers. It is easy, hassle free & efficient. Truly a visionary step by PM @narendramodi ji!

— M Venkaiah Naidu (@MVenkaiahNaidu) December 30, 2016

For more information: visit https://upi.npci.org.in/static/faq/en_US/